SERVICES
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Flood History
Flood History search. Potential buyers can make informed choices when considering properties, especially in flood-prone areas.
Flood Zone Review
Are you in a Flood Zone? See your home on the latest available FEMA Flood Map. It’s quick and easy to order your own detailed Flood Zone Report.
Letter of Map Amendment
Dispute a flood zone. Confirm the house is above the high-risk area. Get the flood zone designation changed to a lower risk zone.
FEMA Flood Insurance Rate Map (FIRM)
Understanding Flood Zones:
- Zone A
- Description: This area is subject to inundation by the 1-percent annual chance flood (commonly referred to as the “100-year flood”). Flooding in Zone A is usually determined using approximate methodologies.
- Implications: Properties in Zone A are typically required to have flood insurance, as they face a significant risk of flooding.
- Zone X
- Description: Zone X is classified as an area of minimal or moderate flood risk. This zone is typically outside the 1-percent annual chance floodplain.
- Implications: While flood insurance is not mandatory for properties in Zone X, homeowners are still encouraged to consider coverage, as flooding can occur even in low-risk areas.
Other Common Zones:
- Zone V: Areas at risk of coastal flooding with additional hazards, like wave action.
- Zone AE: Similar to Zone A, but with base flood elevations provided.
Why This Matters: Understanding your property’s flood zone is crucial for assessing flood risk and making informed decisions about flood insurance and preparedness. The FIRM is a vital resource for homeowners, ensuring they are aware of their flood risk and can take appropriate action.
